The Top 10 Highlights Of My Life in 2015 (Not in order of priority)

As I reflect on 2015, I continue to praise our Creator and give Him all the glory for another wonderful year.

2015 is one of the best years in my life.

I feel like the dots are being connected to create a crescendo of purpose, service, contribution, achievement, fun and satisfaction.

While I’m excited about the blessings, I also believe the best years are yet to be.

Throughout the year, I’ve met many wonderful people and develop a great relationship with them.

I’ve also had many great experiences that gave me a heightened sense of meaning and fulfillment.

As in previous years, I took time to select and share the top 10 highlights of the year.

I had a hard time doing it because there were too many highlights in 2015 and all of them were exciting for different reasons.

After a long deliberation, here’s my final shortlist.

The highlights in the shortlist are not listed in order of priority.

1. Journey of Learning, Improvement and Growth

In 2015, I continued my learning journey, a journey to improve my personal and professional life and to enhance my growth and contribution to humanity.

I continued to invest time, money and effort to meditate, reflect, pray, read, journal, attend classes and seminars, seek coaching and mentorship, ask questions, teach, network, learn online, write, brainstorm, create and innovate, participate in mastermind groups, advice, consult, visit exhibitions, and practice many other ways of improving myself.

I entrusted my life to our Creator to help me maximize my potential and bring out the best in me.

So far, I’ve completed a doctorate degree, two masters degree, a bachelor degree, and 9 other professional qualifications.

I have also attended many other learning programmes and have benefitted immensely from them.

Having said that, please note that I’m not on a paper chase.

I appreciate the values of lifelong learning to help me stay relevant and become an important value-add to the people and environment around me.

I believe in the battle cry, Learn or die!

In other words, the day I stop learning, I start to decay and die.

Therefore, I’ll continue to learn until the last day of my life.

After another year of learning, I feel young and like a totally new person.

In 2016, I plan to attend a three-year programme in one of the top educational institutions in the world.

I will also be pursuing many other learning opportunities and experiences.

Join me in my “Slow Learners Club”?

2. Journey of Firing Up Dreams and Acting On It

I’m a firm believer that dreamers create and re-create the world.

The quality of their dreams can determine the quality of their lifestyle and achievements.

I’ve always taught my students to dream a Humongous, Electrifying, Life-Changing, and Magnetic (HELM) dream.

Such a dream will stretch them and help them to be passionate about the dream and life.

The dream will also help to change their lives and attract people to help them turn the dream into a reality.

After my second “retirement,” I crafted a new dream:

To help generate more financial donations for a good cause than Mr Bill Gates. (Go ahead and laugh. I can take it).

The plan is simple.

I endeavor to inspire selected people to earn more than $10,000,000 so that they will give away at least $1000,000 to charity.

I have conducted different ways of helping many people on a pro bono basis. They include mentorship, coaching, training, advisory, counselling, and befriending sessions.

I want to inspire entrepreneurs, community leaders, students, and other deserving participants to achieve greater success and fulfillment.

In doing so, they will donate their time, talent and treasure, including money to charity.

In 2015, I’ve spoken to more people than I’ve ever done in my life. It included speaking to more than 30,000 people in an outdoor stadium and it was an awesome learning experience for me.

I believe at some point, my dream will come true but more importantly, the world will become a much better home.

I’m excited about my goal. It has unleashed me for a life of passion, energy, and massive action.

3. Journey of Fighting Poverty

Since 1972, when I was still in school and an idealistic boy, I wanted to help eradicate two of the biggest problems in the world – poverty and war.

I thought to myself, if I could eradicate poverty, I would be able to eradicate war.

After all, if nobody is in need of anything, they would stop killing one another, wouldn’t they?

Much later, I learned from gurus such as the late Dr Buckminster Fuller that there are adequate resources to eradicate poverty.

However, if you offer these resources, including money to the poor, they will eventually be poor again.

They will waste their money and perhaps, that’s one of the key reasons why they are poor in the first place.

The poor don’t need a handout, they need a helping hand.

More than anything else, they need to improve their financial literacy/intelligence.

Financial intelligence is defined as the ability to create, save, invest, grow, protect, and spend money wisely.

Improving financial intelligence is one of the most effective ways to eradicate poverty.

The desire to help others improve their financial intelligence was a key driving factor in getting me to go back to school again.

I pursued a doctorate course of study and crafted a dissertation revolving around financial intelligence.

I’m happy that I have finally graduated from the University of Southern California in 2015.

I aim to leverage on the knowledge and expertise that I’ve received over the years to mentor, train, coach, and guide others to improve their financial position and results.

In 2015, I’m also happy that I could submit a White Paper on financial literacy to an Economic Forum. It was an honor to share with delegates on how even a Church and for that matter, any religious organization can do their part to help people develop their financial literacy and skills.

I hope to inspire others and even governments, non-governmental organizations, enterprises, religious organizations, and other entities to join me to improve financial literacy level and fight poverty.

Together, we can eradicate poverty.

Someday, the next generation will point to our generation and say, “That was the generation that got their act together. They join hands together, fought poverty, and relegated poverty to history.”

In the near future, a small kid will visit a museum and point to exhibits about poverty and ask his parents, “What is poverty?”

The fight against poverty continues…

4. Journey of Moulding and Shaping Young Lives

As Chairman of Junior Achievement Singapore, a charity that conducts life skills training for students, I’m happy that we have enrolled more than 1600 volunteers to help us trained more than 94,000 students so far.

We trained young people in skills such as entrepreneurship, financial literacy, success, and work effectiveness skills on a pro bono basis so that they will be in a better position to succeed at work and in life.

5. Journey of Great Investments

As an active investor, despite everything that doomsayers and naysayers have said, I enjoyed one of the highest ROIs in 2015.

I continued to invest in properties, businesses, stocks and other instruments of investment.

Over the years, my portfolio of investments has risen exponentially in total nett asset value.

Financial investment is not rocket science. You don’t have to fight in Star Wars.

There are sound investment strategies and techniques that you can use to strengthen your financial position and asset.

I wish more people will aspire to learn more about investment so that they can live a better life and increase their donations to worthwhile causes.

6. Journey of Teaching Others about Investment

In 2015, I decided to step up my commitment to teach more people about how to invest and improve their financial income, competence, and growth.

The paradoxical truth is that the more I teach, the more I believe I have learned and become a better investor.

What’s more, I can hunt as a pack with students. We can help each other source better opportunities, manage threats, and generate better returns.

In my passionate quest to help them achieve better returns, I have discovered some great investment strategies.

I’m testing these strategies in the field right now to make sure they work.

As I have always said, it only takes one good investment idea to make tons of money. And I have a few of them in my arsenal now.

In 2016, I plan to make my disciples fall off the chair and jump with joy with some radical investment breakthroughs.

Look out for it!

7. Journey of Improving My Thought Processes and Inspiring Others through Writing

I continued to develop and improve my writing skills through journaling, blogging, writing to the press, posting on my website, and comments on social media.

I’m glad to be chosen as a “Writer of The Week” by the Straits Times. They have picked me again in 2015.

Besides writing to the public, I continue to provide feedback to the Government as a responsible and active citizen.

I’m not shy to share my 2-cent worth on how to improve the community and country.

I’ll continue to do my small little part to strengthen Singapore’s position as one of the most admired countries in the world.

In total, I have crafted more than 2000 organic, zero-calories, hypoallergenic, contaminants-free, and purely organic Love Notes to inspire readers to make full use of their life and live a full life.

In 2015, I wrote the Forewords for four different books. What a joy and privilege.

In this coming year, I aim to complete two more items on my bucket list.

I want to produce a table-top book of inspiring messages and produce a CD of at least 10 original songs with lyrics that are adapted from my writings.

8. Journey of Public Service and Contribution

I have provided leadership and advisory services to charities, a national sports association, a family service centre, grassroots organizations, professional bodies, a government-appointed forum, and other non-government organisations.

My wife and I continued to support an outreach centre at Little India to provide a variety of services to migrant workers.

In addition, I have also been involved in raising funds for local charities and crisis relief efforts for victims of the earthquake in Nepal.

In 2015, together with a group of friends, we organised a Lee Kuan Yew Memorial Service at the Shine Auditorium. It was a moving experience as we honoured and paid tributes to the founding father of Singapore.

I continued to be a “professional beggar,” and have helped to raise more than $500,000 to fund different charity projects.

Fund raising is not the easiest of work. It is certainly not a task that most of us would like to do but it has to be done to ensure the survival and success of any charity body.

I use the organising of fund raising projects as a way to inspire others to actively participate in and support a good cause. When they seek to bless others, they will be blessed too.

So, if I come to you and “beg” you for donation, please don’t find an excuse to put down the phone or run away from me. I don’t have that many friends left to “abuse” now. Lol!

If possible, send me a private message now to donate to our next few charity projects in 2016, starting with raising of funds to support crisis relief efforts for victims of the flood in Chennai, India and another food distribution project in Toa Payoh.

I am grateful to be given the opportunity to be of service to different communities and society. These involvements have enriched my life and made me a better person.

9. Journey of Transforming the Real Estate Industry

On 1 July 2011, my wife and I exchanged most of our shares in a public-listed real estate company for an 8-figure worth of money.

I walked out of the industry (退出江湖) a totally free man. Free to do whatever I want and have whatever time and resources needed to do it.

Many of my friends patted me on my back. They sent me many compliments and accolades.

They congratulated me and looked up to me as a model of their dream. A dream of every entrepreneur to take a company public, hand it over to a capable and resourceful leader, and move on to pursue the best of life.

Even my competitors who obviously hated me like poison in the past said words such as, “All the barbs we threw at you were just business. Nothing personal.

“You’re a good guy and you deserve to retire from the industry at the top and to enjoy a wonderful life ahead. Well done!”

Subsequently, I went on to accomplish many other dreams and ticked off many items from my bucket list.

They included completing my doctoral studies. Raising funds to help start at least 5 charity centers and supporting many other humanitarian and philanthropic initiatives.

Traveling around the world. Dining in the finest restaurants. Having fun in the best playgrounds.

Mentoring many successful investors and entrepreneurs. Investing in a few promising businesses.

Helping to list another company. Planning to list the fourth company in NASDAQ.

Working on helping other entrepreneurs to grow their businesses. Teaching business owners and CEOs to list their companies on a reputable securities exchange.

Giving lectures to thousands all over the world. Crafting many of my thoughts, experiences, and learning lessons on paper.

Spending a few hours every week helping up in the church,…and closing many files in my life.

While I was enjoying my life, there was also a void in my heart. There was something else I needed to do.

I did not feel that I was blessed so that I can just have a good life.

Deep in my heart, a dream was beginning to take shape. A higher calling was stirring in my being.

I did not fully understand this dream and calling until awhile later.

Our founding father, the late Mr Lee Kuan Yew was once quoted to have said, “The human being needs a challenge, and my advice to every person in Singapore and elsewhere: Keep yourself interested, have a challenge.”

After talking to my advisors, I affirmed again that I have one keen interest – real estate.

Every molecule in my body shouts a real estate message. If you cut my veins, don’t be surprised that property opportunities will flow out.

Truth be told, I left the real estate industry but the industry never left me. I left the company but the company never left my heart.

To cut a long story short, I initiated a real estate start-up again, albeit as a part-time preoccupation.

Yes, I believe every CEO and senior executive should go back to basics again and again. He or she should work on even the most simple role every now and then to have a better grasp of the ground.

As I went back to the practice, I began to fine tune the business model that I created many years ago. It was a model that helped me to become the CEO as well as the best-performing salesperson in arguably the largest real estate agency in the world under one roof. At our peak, we had an organisational strength of more than 10,000 persons.

After about a year and working for an equivalent of about 30 full days and helping buyers and sellers transact properties, I generated more than 7-figure worth of fees.

As I continued my practice, a powerful model began to form. A model that was validated by solid research and evidence and proven to be effective and efficient in the real world.

I eventually developed a revolutionary model that I believe would change the landscape of the real estate industry.


I told my manager to look for a large office, hire experienced staff, and recruit real estate salespersons to implement the model.

Then the call came, “Would you like to run your previous real estate company again?”

That company has a large office, experienced staff, and real estate salespersons.

The rest as they said was history or history could very well be made.

Why did I return to the real estate industry and did it passionately, confidently, and optimistically?

To put it simply, I want to change the real estate world for the better.

Everything that we have done so far in the real estate business have been wrong.

Absolutely wrong!

To prove my point, ask any real estate salesperson the following questions:

a. If you do well/don’t do well this year, what assurance do you have that you’ll do well next year?

b. If your customer buy and sell a property through you this month, what assurance do you have that they will transact the next property through you?

c. Will you even remember to contact your customer regularly after the transaction is completed?

d. Can you be be sure that your income will continue to grow year after year?

If real estate salespersons execute our new business model effectively and efficiently, they can confidently answer “Yes!” to the above questions.

As more real estate salespersons adopt our revolutionary business model, the real estate industry will become a highly professional and respected industry.

More professionals will be inclined to join our industry. Together, we can make our world a better home.

That’s why, I AM BACK (我重出江湖了)!

10. Journey of “Changing Lives Globally”

In 1990, my partner and I had a simple dream.

The simple dream? To change the world through world-class education.

Specifically, to engage world-class gurus to deliver cutting-edged messages to help our fellow humans change their lives and the world around them.

Today, Success Resources has customers from every continent except the Arctic and the Antarctic. (We are still waiting for the polar bears to register for our seminar to upgrade themselves. Lol!)

From President Bill Clinton, Prime Minister Tony Blair, Richard Branson, Donald Trump, T. Harv Eker to Robert Kiyosaki, we have worked with some of the best in the world.

We have become arguably the largest personal seminar organizer in the world.

As a publicly-listed company on ASX, we will press on in pressing on to fulfill our corporate mission – “Changing Lives Globally.”

As long as there is one more person, one more community, one more country in need of improving and achieving better results, we will be there. The revolution continues…

Looking to the future, I’m excited about the vision, plan, action, and experiences.

Deep in my heart, I want to fulfill our Creator’s blueprint for my life.

I want to continue to reach out to ordinary persons on the street and help them live an extraordinary life.

I’m grateful for and thankful to my wife, daughters, family, friends, colleagues, customers, and all of you for walking the journey of life with me. I’m enjoying every single moment of it.

As the original Kampong Ah Boy (and now Kampong Ah Pek), I could never imagine when I was a kid that I would one day have a chance to travel all over the world, dine with Presidents and Prime Ministers, learn from world-class gurus, and and enjoy the finest that life can offer.

I’m starting to write this reflection while flying in the finest airline in the world – the Singapore Airlines of course – to half way across the world for another great holiday with my family.

My heart is filled – and in fact, overwhelmed – with gratitude, thankfulness, and appreciation for everything in my life.

I’m a work-in-progress and far from perfect.

Please forgive me if I have done anything wrong by you.

In 2016, please continue to teach me. Help me to live by one of my values:

The best way to live my life is to live my life for others. The more I reach out to bless the others, the richer and better my life will become.

By the love and grace of our God, I plan to make 2016 the best year ever in my life.

What about you? How do you plan to make 2016 the best year in your life?

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s